Want to ask a question? Click here

What is considered a beach community? How far from the ocean do you have to be to get lower insurance rates?

Ken Little
StarNews

There are 18 coastal counties in North Carolina, where insurance rates are higher. Google Earth

A beach rate applies for all properties east of the Intracoastal Waterway. A coastal rate applies for all counties that border the waterway from the west side or a contiguous body of water from the waterway, said Marshall Neal Bullard, vice president of Dun Bullard Insurance in Wilmington.

An inland county rate applies for all other counties, specifically, those not bordering any waterway or contiguous body of water from the waterway, Bullard said.

Here is a list of all 18 coastal counties: Beaufort, Brunswick, Camden, Carteret, Chowan, Craven, Currituck, Dare, Hyde, Jones, New Hanover, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Tyrrell and Washington.

The other 82 counties in North Carolina are considered inland,” Bullard said.

RELATED LINKS:

Other than the economic downturn, is there a reason so much residential property is for sale on Oak Island? What factor does insurance play in the equation?

Has Landfall ever flooded? And if yes, how bad was the flooding and when did it occur?

 

User-contributed question by:
erik

Got a comment about this post or know more about the answer? Click here to let us know!


Bookmark and Share

One Response to “ What is considered a beach community? How far from the ocean do you have to be to get lower insurance rates?”



X
Ask a question
X

Ask a question

If you’re looking for answers about living in coastal North Carolina, you’ve come to the right place. If we don’t have the answer to your question, we’ll find out or try to find someone who does. Hey, that’s our job! So, ask your question below and we’ll do our best to find the answer. Once we do, we’ll post it in an appropriate category.





Can we use your name to credit you by name (no e-mail or other contact information) with this question when we post an answer?
Yes
Your question:

Post a comment
X

Talk to us!

Have a comment about this post or know more about the answer? Use this form to let us know. Note that all comments are moderated and must be approved before they are posted, although you may see your own comments the first time you post them.





Your comment: