North Carolina state law allows homeowners associations to foreclose on a home if the resident owes money to the association.
The North Carolina Planned Community Act governs homeowners associations. According to the act, homeowners associations can file liens on residents if they don’t pay assessments, fines or other costs associated with both. The association can enforce that lien with a judicial foreclosure, unless the lien consists of fines alone.
A judge or clerk can order a judicial foreclosure in an action or proceeding in superior or district court.
Date posted: November 24, 2010
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